Knox Inspection Services, Inc.

Common
Home Buyer Questions
How
do I know if I need an Inspection of the home I'm about to buy?
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We
are waiting for the first good reason to not get a Home Inspection.
The most common reason we
-
have heard concerns
the price. “The Inspection costs too much”. We consistently
save the
-
Customer much more
in potential repairs than the Inspection fee. That is because most
used homes
-
that are in generally
good condition have minor problems that can add up to big money.
The Buyer
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may remark “I would
rather spend the money on fixing the house up than on an Inspection”.
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The cost of one major
component (furnace, air conditioner, hot water tank, oven, range, electric
panel,
-
etc.) will show that
reason to be wrong, (but then it’s too late). The Inspection often
reveals the
-
defects and problems
that are obvious to an Inspector and "hidden" to a Home buyer. Why
does your
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Mortgage lender, Appraiser,
Realtor®, Insurance company, and FHA & VA recommend inspections?
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Because they don’t
want to be involved in a transaction with a problem. Just take a
moment to look at
-
the Realtor® Contract
of Sale. More than half of the printed form is devoted to Inspections.
Why?
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Because good Inspections
make good transactions. It is just that simple. Still undecided?
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If
I get the Inspections provided in the Tulsa Realtor® contract, is that
everything?
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No.
The Realtor® Contract of Sale is an excellent document. However,
like any general form, it does
-
have limitations in
a specific transaction. The point is; write into the Inspection Agreement
or give us
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a written memorandum
of your expectations in the home inspection. Each of the various
Inspections
-
we offer has different
items that are included (or not included). Some of the inspections
are very
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obvious in their coverage
such as swimming pools, Radon Gas detection, Mold Spore testing, etc.
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The Oklahoma Home
Inspection and the Fixtures, Equipment and Systems Inspection (FES) are
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general in their design
and very different in their coverage. Please read this Book and ask
questions.
When
do components of a home need to be replaced?
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The
roof surface statistically wears out at about the 15 year mark, making
it no longer eligible for
-
Hazard insurance coverage
or some Mortgage loans years before that age. Average quality built-in
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appliances begin to
wear out at the 6 to 8 years, (with good care). The gas furnace and
hot water
-
tank will statistically
last about 15 and 12 years respectively. The air conditioner is rated
to last 9 to
-
12 years. If
the home was built before 1978 it probably has some lead base paint.
If built near 1972 it
-
may have aluminum
wiring for the 110 volt circuitry. The age of the home as relates
to visible cracks,
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gaps and settlement
is one indicator of past and sometimes future structural activity.
The age of the
-
home is too often
a misleading indicator of the overall condition and predictable repairs.
What
if my “dream home” has air ducts in the floor slab?
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The
ducts will require a Video Camera inspection to know if there is (or is
not) a problem or damage.
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Homes in which the
yard area slopes toward the house or have generally flat sites usually
have more
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problems with water
infiltration into basements, crawl spaces, or sub-slab air ducts.
We have heard
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the buyer say, "the
home I'm buying has a French Drain so the danger of water problems in the
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basement, crawl space
or sub-slab air ducts" is fixed”. Many “French Drains” are installed
by the
-
amateurs and are therefore
seldom deep enough to function dependably. Get documentation !
The
house you are considering to purchase, is probably a very good home!
The Inspection will
confirm that fact
or give you insight into what is necessary to make the house a place you
can call
"your home".
We perform a very Basic Inspection all the way to the Maximum Inspection.
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